Beyond Rich Academy | Funding Community by CiCi Richardson
Beyond Rich Academy

A Skool community by Ciamara "CiCi" Richardson

Beyond Rich Academy

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A Skool community by Ciamara "CiCi" Richardson

Get funded, stay funded, and build a business that keeps growing

Join Beyond Rich Academy, the community for entrepreneurs who want to build real credit, unlock business funding, and use capital the right way, with CiCi and a room full of people doing the same thing.

Ciamara "CiCi" Richardson

Most entrepreneurs don't get stuck because of effort.

They get stuck because they don't have:

  • The right funding plan
  • A credit profile lenders trust
  • The right people around them

That's exactly what Beyond Rich Academy gives you.

What you get inside Beyond Rich Academy

Built for entrepreneurs who want to stop guessing about credit and funding, and start building with a plan.

Inside the community: calls, classroom, and resources
  • Monthly live foundational call
  • Monthly content & AI class with top coaches
  • Monthly expert hour with 6, 7, and 8-figure operators
  • Full classroom: funding, digital marketing, content, scripting, hiring & more
  • Sparring partner system + a success support team answering your questions
  • First access to new software launches built for funding + AI

This is how you go from…

Getting denied Applying with a plan
Guessing about your credit Knowing what lenders look for
Random banks, random order The right banks, in the right order
Figuring it out alone Building with people who've done it
From stuck to funded

Who's already inside

If one of these sounds like you, you'll fit right in.

Entrepreneurs who need funding to start or grow
Business owners ready to scale with capital
Coaches, consultants, and real estate agents
People who've been denied and want to know why
Anyone tired of guessing and ready for a real plan
People who want accountability and a real network

Choose your membership

Two ways in. Same community, same calls, same classroom.

Annual and monthly membership
Best value

Annual membership

Everything you need to get funding-ready and grow, plus bonuses you only get on the annual plan.

  • Everything in the monthly membership
  • Rate locked for a year. $465 never goes up as long as you stay.
Annual Members-Only Funding Intensive ($997 value)
A private live virtual intensive just for annual members: credit profile breakdowns, business funding preparation, banking strategies, Q&A, and implementation. Monthly members don't get access.
The Mr100K Bank & Credit Union Vault ($497 value)
Your private resource on banks and credit unions: what products they offer, general qualification factors, relationship-building strategies, and how to research which institutions may fit your profile.
Quarterly hot seat calls ($1,200 value)
Small group. Bring your file.
Done-for-you credit repair
Two months free ($100 value)

$465 / year

That's $38.75 a month, $135 less than paying monthly for a year.

Get the annual membership

Monthly membership

Get the strategies, resources, and support you need, month to month.

  • Monthly live foundational call
  • Monthly content & AI class with top coaches
  • Monthly expert hour with 6, 7, and 8-figure operators
  • Full classroom: funding, digital marketing, content, scripting, hiring & more
  • Sparring partner system + success support team
  • First access to new software launches

$50 / month

No contract. Cancel anytime.

Get the monthly membership

Want the bonuses and the lower price? Go annual

By joining, you agree to our Terms of Service and Refund Policy. Memberships are non-refundable. Annual memberships renew automatically. Cancel anytime in your Skool settings.

Meet your instructors

Ciamara "CiCi" Richardson

Ciamara "CiCi" Richardson

Founder & Funding Strategist

CiCi is a funding strategist, entrepreneur, and credit & business funding educator who helps entrepreneurs turn their credit profile into access to capital.

After working long hours to build a better future for her family, she made it her mission to teach others how to become funding-ready, build strong credit profiles, establish business credit, and position themselves for funding without relying only on their own cash.

Her mission is simple: help more entrepreneurs see that credit isn't just a score. It can be a powerful tool for creating opportunities, accessing capital, and building generational wealth.

Join the community
Paul "Mr100K" Graves

Paul "Mr100K" Graves

Business Funding Strategist & Mentor

Paul helps business owners strengthen their financial profiles and understand how lenders evaluate applications.

For six years he's taught entrepreneurs to move past guesswork, understand the lending process, and use capital strategically to build lasting wealth. Inside Beyond Rich Academy, he coaches alongside CiCi and shows you how, step by step.

Join the community

Don't just take our word for it

Individual results. Not typical or guaranteed.

Student result
Student result
Student result
Student result
Student result
Student result
Student result

You're not just joining a community

You're plugging into:

  • A clear plan for getting funding-ready
  • A network of entrepreneurs who are actually building
  • Live calls and a support team that answers your questions
Join Beyond Rich Academy

Beyond Rich Academy

This community is for educational purposes only and is not financial, legal, or credit advice. Results vary and are not guaranteed. Funding and credit approvals depend on each lender's criteria and your individual profile. This site is not part of the Facebook website or Meta Platforms, Inc.

© 2026 Real Financial & Consulting LLC (Mr100K). All rights reserved.

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